Financial Planning is a Dynamic Process That Changes Throughout Your Lifetime

Tate Financial provides you with the advice, expertise and guidance to successfully transition through the 3 phases of the Financial Life Cycle: Wealth Accumulation, Retirement Income and Estate Planning.

Whether you are trying to balance living for today versus meeting tomorrow’s needs, wondering whether retirement will affect your lifestyle, or deciding on the legacy that you want to leave – we’ve got you covered.


Our Planning Phases


Wealth Accumulation

Often associated with setting and realizing some of life’s major goals (buying your 1st home, saving for a child’s education, and saving for retirement), one of the biggest challenges is trying to balance living for today while also meeting tomorrow’s needs. These are the primary years where you accumulate assets and grow your wealth.


Retirement Income

The key to this phase is to ensure you have a strategy that allows you to generate income in retirement from different sources (RRIF, annuities, pension), and ensure that it not only maintains your standard of living, but that it lasts for the rest of your life.  It’s the time to benefit from years of hard work and enjoy your retirement.


Estate Planning

This is your opportunity to define how you would like to share your legacy, whether it be with family, friends, or charitable organizations.  By planning ahead, you can minimize income taxes and probate fees, thereby leaving more to the people that are most important to you.